Local Copay Plan with HRA | Centivo
The health plan you choose matters
Select the plan that gives you access to affordable, high-quality care
Choose Centivo for a different type of health plan
Local Copay Plan with HRA
The Local Copay Plan with HRA is a different type of health plan that focuses on the relationship between you and your doctor. When you see your doctor regularly, you can stay healthier and keep your healthcare costs lower.
FREE doctor visits
Primary care, behavioral health and more!
Low deductible
Among the lowest of all your plan options.
Pre-set copays
For specialists, urgent and emergency care.
Coverage while traveling
Urgent and emergency care covered when traveling
Are you eligible?
The Local Copay Plan with HRA is available in select ZIP codes.
When you go to enroll in Workday from Teamworks, look for Centivo in the plan name.
The Centivo Local Copay Plan with HRA – Northeast is for Wells Fargo employees living in CT, NY, NJ or PA. The Centivo Local Copay Plan with HRA – MercyOne is for employees living in Des Moines, Iowa.
Enter your home address ZIP code
Watch this short video to learn more
FREE Centivo Care
A virtual primary care practice with a dedicated doctor and care team, including mental health. Centivo Care offers virtual appointments that aren’t rushed, coordination with in-person doctors and more.
Testimonials
Previous
WHAT THEY’RE SAYING
Great list of primary care doctors and specialists that are close to me. The amount I pay for my healthcare has decreased but the care I receive has increased. That’s a major win!
Centivo member
WHAT THEY’RE SAYING
I like the fact that I can visit my primary care doctor whenever and for whatever reason and not have to worry about how much the bill will be.
Centivo member
WHAT THEY’RE SAYING
By simply following the plan and staying in network, the cost savings as a member by far exceeds any other plan I have been on. I recently moved to Centivo and the savings are amazing.
Centivo member
High-quality healthcare without the high price tag
Low, predictable costs
A high medical bill doesn’t necessarily reflect high quality care. Centivo proves you can have excellent care without sticker shock. The plan is built around a network of high-quality, cost-efficient healthcare providers – and the savings are passed on to you.
A strong primary care connection
It’s well-proven that primary care doctors can help keep you healthier, reduce hospital and emergency room visits and lower the cost of care. So Centivo puts this important relationship between you and your doctor at the core of your plan.
A guide at your side
From routine medical appointments to specialist visits, your primary care doctor guides your care so you always know you’re getting the appropriate care in the right place at the right time. That means you won’t overpay for unnecessary tests or procedures.