# centivo.com > AI-optimized mirror of centivo.com containing 187 pages totalling 115,323 words of clean markdown content, structured data, and semantic HTML. Original source: https://centivo.com. Last updated: 2026-07-26T02:28:39.020Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Centivo](/content/provider/index.html): Centivo Provider Landing (41 words) - [Centivo Provider Search](/content/wellsfargo-provider/index.html) (64 words) - [Client Member Portal Access | Login](/content/provider-portal/index.html) (176 words) - [Centivo](/content/my/index.html) (17 words) - [Centivo](/content/client/index.html): Centivo Client Portal (61 words) - [Client Member Portal Access | Login](/content/employer/index.html) (177 words) - [Self-Funded Health Plans for Employers | Centivo](/content/site-root.html): Primary-care-centered self-funded health plans for employers of 50–3,000. Save ~15-30% vs. fully-insured. Serving WI, TX, FL, NY, WA, CT, PA, NC and more. (846 words, Nov 16, 2017) ## Articles & Blog Posts - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/15/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (189 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/13/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (178 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/14/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (186 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/12/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (157 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/11/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (159 words) - [employees/index.html](/content/employees/index.html) (13 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/9/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (151 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/5/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (147 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/6/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (138 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/16/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (128 words) - [Centivo Employer and Broker Health Plan Trends Survey Results](/content/info/employer-broker-health-plan-trends-survey-results/index.html): In late 2022 Centivo surveyed almost 400 employers and brokers to better understand health plan priorities and perceptions. Here are the results! (420 words) - [How Healthy Is Your Health Plan? | An Interactive 7-Point Checkup](/content/info/how-healthy-is-your-health-plan-ebook/index.html): How healthy is your health plan? Check in with this seven-point check up for evaluating affordability, quality and employee satisfaction. Download now! (166 words) - [wellsfargo/wp-content/uploads/2025/10/wells-fargo-2026_sbc_local-copay-plan_v1_f1-pdf.html](/content/wellsfargo/wp-content/uploads/2025/10/wells-fargo-2026_sbc_local-copay-plan_v1_f1-pdf.html) (4,532 words) - [wellsfargo/wp-content/uploads/2025/10/wf-plan-overview-flyer-2026-vf-pdf.html](/content/wellsfargo/wp-content/uploads/2025/10/wf-plan-overview-flyer-2026-vf-pdf.html) (697 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/10/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (206 words) - [Centivo](/content/my/contact-us/index.html) (20 words) - [Centivo](/content/my/get-id-card/member-details/index.html) (26 words) - [Centivo](/content/my/verify-membership/index.html) (32 words) - [Network – Local Copay Plan with HRA | Centivo](/content/wellsfargo/network/index.html): See how Centivo makes healthcare work better for you. (1,317 words) - [FAQ – Local Copay Plan with HRA | Centivo](/content/wellsfargo/faq/index.html): See how Centivo makes healthcare work better for you. (1,634 words) - [Resources – Local Copay Plan with HRA | Centivo](/content/wellsfargo/resources/index.html): See how Centivo makes healthcare work better for you. (181 words) - [2022-employer-and-broker-health-plan-trends-survey-results.html](/content/2022-employer-and-broker-health-plan-trends-survey-results.html) (628 words) - [Contact Us – Local Copay Plan with HRA | Centivo](/content/wellsfargo/contact-us/index.html): See how Centivo makes healthcare work better for you. (67 words) - [5990-2/index.html](/content/5990-2/index.html) (1,002 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/7/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (169 words) - [9-ways-to-reimagine-failing-health-plans/index.html](/content/9-ways-to-reimagine-failing-health-plans/index.html) (931 words) - [Watch Real Talk: The Health Plan Rebellion](/content/info/register-for-real-talk-the-health-plan-rebellion/index.html): Join us for Real Talk: The Health Plan Rebellion - Two employers. Different sizes. Different coasts. The same bold stand against rising costs and empty care. No slides. No product pitch. Just truth. (171 words) - [Error 404 | Page not found](/content/info/demo-registration/index.html) (40 words) - [Register for Real Talk: When Common Sense Feels Radical](/content/info/real-talk-summer-series-session-1/index.html): Join us for Real Talk: The Cost of Doing Nothing, Why one employer said “enough” - and a health system said “let’s go.” No slides. No product pitch. Just truth. (137 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/8/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (194 words) - [Centivo](/content/files/cv4cv/index.html): Centivo MRF Portal (48 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/3/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (161 words) - [Watch Real Talk: Power in Numbers](/content/info/register-for-real-talk-power-in-numbers/index.html): Join us for Real Talk: a New Series of Unscripted Conversations (253 words) - [Centivo Case Study | Starling Auto](/content/info/starling-auto-case-study/index.html): Rising healthcare costs left Starling Auto stuck in a vicious cycle—until they chose Centivo. Read now. (89 words) - [Centivo](/content/my/forgot-credentials/password/index.html) (36 words) - [Centivo Case Study | Stew Leonard's](/content/info/stew-leonards-case-study/index.html): Facing unsustainable healthcare costs, Stew Leonard’s partnered with Centivo to invest in radically affordable care. Read now. (100 words) - [Centivo](/content/my/forgot-credentials/username/index.html) (37 words) - [Register for Real Talk: Back to the Start](/content/info/real-talk-summer-series-session-3/index.html): Join us for Real Talk: a New Series of Unscripted Conversations (113 words) - [Register for Real Talk: Renewal Reality Check](/content/info/register-for-real-talk-renewal-reality-check/index.html): Join us for Real Talk: a New Series of Unscripted Conversations (227 words) - [Register for Real Talk: Back to the Start](/content/info/real-talk-session-4/index.html): Join us for Real Talk: a New Series of Unscripted Conversations (135 words) - [10-best-hr-lessons-of-2024/index.html](/content/10-best-hr-lessons-of-2024/index.html) (1,667 words) - [Plan Details – Local Copay Plan with HRA | Centivo](/content/wellsfargo/plan-details/index.html): See how Centivo makes healthcare work better for you. (574 words) - [2025-employee-benefits-workplace-predictions-health-care-costs.html](/content/2025-employee-benefits-workplace-predictions-health-care-costs.html) (808 words) - [Centivo Report | Power to the Employers: Unlocking Healthcare Affordability](/content/info/power-to-the-employers-unlocking-healthcare-affordability-whitepaper.html): Explore opportunities for driving better outcomes and great health plan affordability in Centivo's new white paper. Download it here. (38 words) - [Local Copay Plan with HRA | Centivo](/content/wf/index.html): See how Centivo makes healthcare work better for you. (481 words) - [a-less-high-maintenance-healthcare-plan-yes-please/index.html](/content/a-less-high-maintenance-healthcare-plan-yes-please/index.html) (707 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/page/2/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (164 words) - [Breaking Down & Through Healthcare's Affordability & Access Crisis](/content/data-report-a-practical-guide-to-breaking-down-breaking-through-the-healthcare-affordability-access-crisis.html): This guide examines how rising healthcare costs impact American workers and their employers. Follow the data to healthier workers and healthier financials. (180 words) - [wp-content/uploads/2023/07/centivo-level-funding-overview-pdf.html](/content/wp-content/uploads/2023/07/centivo-level-funding-overview-pdf.html) (488 words) - [Register: Unlocking a Healthier Workforce Virtual Roundtable](/content/events/unlocking-a-healthier-workforce-driving-organizational-success.html): Join us for a through-provoking roundtable that breaks through barriers for building a healthier workforce and driving organizational success. (84 words) - [Live Lunch and Learn Registration | Centivo](/content/events/the-shift-to-primary-care-centered-health-plans-making-care-more-affordable.html) (114 words) - [Centivo Newsroom | Press, Announcements & Healthcare Insights](/content/newsroom/index.html): The Centivo newsroom: latest press releases, announcements, and healthcare insights covering self-funded health plans, primary care, and employer benefits. (252 words) - [Events - Centivo](/content/events/index.html): Events Archive - Centivo (128 words) - [Washington Consumer Health Data Privacy Notice - Centivo](/content/wa-notice/index.html): Washington Consumer Health Data Scope and Relationship to HIPAA This Consumer Health Data Privacy Notice (“Notice”) applies to “consumer health data” subject to the Washington My Health My Data Act (“MHMD”) and describes how Centivo Corporation (“Centivo”) collects, uses, and shares such data in our role as a health plan administrator. This Notice applies only […] (837 words, Jun 30, 2026) - [Privacy Policy | Centivo](/content/notice-of-privacy-practices/index.html): Effective 1/1/2026 CENTIVO NOTICE OF PRIVACY PRACTICES PLEASE REVIEW THIS NOTICE CAREFULLY. IT DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. This Notice of Privacy Practices (“Notice”) describes how Centivo Corporation and the members of its Affiliated Covered Entities (collectively “Centivo,” “we,” or […] (1,309 words, Jan 21, 2026) - [Centivo Member Support | Find a Doctor, Portal Login](/content/for-members/current-members/index.html): Centivo member support: access your member portal, find an in-network doctor, check eligibility, and get help fast. Everything members need in one place. (697 words, Dec 22, 2025) - [Real Talk episode 6: Renewal reality check: What's still possible before you sign - Centivo](/content/real-talk-episode-6-renewal-reality-check-whats-still-possible-before-you-sign.html): Every year around this time, we see the same familiar pattern: spreadsheets, rate hikes and, frankly, resignation.    Employers brace for double-digit increases. Brokers juggle carrier quotes and carveouts. Everyone’s exhausted, and someone inevitably says, “Let’s just get it done.”  But here’s the uncomfortable truth: when there’s sign off without asking questions, it’s not renewing, it’s surrendering.  That’s what we covered in Real Talk Episode 6 — Renewal Reality […] (1,133 words, Nov 5, 2025) - [Real Talk episode 4: From broken to bold: A New Line of benefits - Centivo](/content/from-broken-to-bold-a-new-line-of-benefits/index.html): In our latest Real Talk, we heard from Diana Link of New Line Structures, along with Dennis Bartley Jr. of USI and Bud Cole of TrueSight Insurance Solutions. Their conversation was a sharp reminder that employers don’t have to accept the status quo but they do have to be willing to act before it’s too […] (670 words, Sep 12, 2025) - [Self-Funded Health Plan Savings Calculator | Centivo](/content/savings-calculator/index.html): Use the self-funded health plan savings calculator to estimate your potential savings with Centivo. Built for employers with 50+ employees. (534 words, Sep 10, 2025) - [How Dare We | Centivo's Mission to Fix Employer Healthcare](/content/howdarewe/index.html): Centivo's mission is to fix employer-sponsored healthcare — with a primary-care-centered, self-funded model that reduces costs without shifting the burden to employees. (301 words, Aug 25, 2025) - [Real Talk episode 3: Primary care - Back to the start - Centivo](/content/real-talk-episode-3-primary-care-back-to-the-start/index.html): Primary care was meant to be the “quarterback” of the healthcare system — a trusted partner guiding patients, driving early intervention and prevention, ensuring access to the affordable care people need. It was the place where care began, relationships were built and long-term health was nurtured.  But somewhere along the way, that vision got lost. […] (757 words, Aug 7, 2025) - [Real Talk episode 2: The health plan rebellion - Centivo](/content/real-talk-episode-2-the-health-plan-rebellion/index.html): There’s a quiet shift happening in healthcare benefits — one that rarely makes headlines but changes everything for the people it touches.  It starts when an employer stops asking, “How can we tweak the plan we have?” And instead asks, “What would it look like to offer benefits that align with our people’s needs and […] (673 words, Jul 12, 2025) - [Real Talk episode 1: The cost of doing nothing - Centivo](/content/real-talk-episode-1-the-cost-of-doing-nothing/index.html): The risks we’ve normalized There’s something strange, almost surreal, about how predictable the dysfunction of our healthcare system has become. Every year, employers brace for renewal. Every year, the rates go up. And every year, the system asks us to call that “normal”. At some point, you stop asking if it’s fair and start asking […] (536 words, Jun 25, 2025) - [Q&A with Centivo investor Dan Mendelson: Reimagining employer-sponsored healthcare without breaking the bank - Centivo](/content/qa-with-centivo-investor-dan-mendelson-reimagining-employer-sponsored-healthcare-without-breaking-the-bank.html): As healthcare costs continue to rise and employers struggle to find adequate coverage without breaking the bank, our company is dedicated to taking a bold, new approach. We are a health plan built for self-funded employers. We center our model around affordable, high-quality primary care – backed by local health systems and providers and a […] (884 words, Jun 13, 2025) - [Myths debunked: The truth about fully insured health plans - Centivo](/content/myths-debunked-the-truth-about-fully-insured-health-plans.html): In 2025, healthcare costs for small to mid-sized employers are expected to increase by 9%, making this the third year in a row healthcare costs have risen for employers. It’s the same frustrating cycle: rising costs, limited transparency, and no real way to push back. The system is designed to keep employers locked in and […] (537 words, Apr 17, 2025) - [Four winning strategies for school district benefits - Centivo](/content/four-winning-strategies-for-school-district-benefits.html): How forward-thinking districts are taking control of employee healthcare Rising healthcare costs are forcing school districts to make tough choices – ones that too often shift financial burdens onto employees or lock them into plans that don’t prioritize their well-being. But districts aren’t powerless.  By challenging traditional health plan structures and demanding better options, districts […] (676 words, Apr 8, 2025) - [Self-funded employer health plans | Centivo](/content/smarterbenefits/index.html) (585 words, Mar 21, 2025) - [Self-funded employer health plans | Centivo](/content/educationbenefits/index.html) (609 words, Mar 21, 2025) - [Stop renewing, start investing: A performance-driven approach to benefits - Centivo](/content/stop-renewing-start-investing-a-performance-driven-approach-to-benefits.html): For too long, health plan selection has been treated as a yearly renewal decision, focusing on short-term rates instead of long-term financial sustainability and care quality. But a health plan is more than an expense – it’s an investment. Think about how you approach a 401(k) plan – you wouldn’t pick funds based solely on […] (553 words, Mar 18, 2025) - [Prioritizing Mental Healthcare: A Win for Your People and Your Business - Centivo](/content/prioritizing-mental-healthcare-a-win-for-your-people-and-your-business.html): Mental healthcare costs have increased significantly over the past several years. Nearly 1 in 10 Americans have accumulated significant debt from mental health treatments; meanwhile, mental illness affects almost a quarter of the population. In this landscape, where so many American workers face the brunt of mental healthcare costs, how can companies provide effective, affordable […] (595 words, Feb 26, 2025) - [Terms of Service | Centivo](/content/terms-of-service/index.html): Terms of Service How We Collect and Use Information EFFECTIVE DATE: October 3, 2024 Centivo Corporation (“Centivo,” or “we,” “our,” or “us”) provides you access to our website located at https://www.centivo.com/ (the “Site”) and our pre-enrollment websites (the “Pre-Enrollment Sites”), our employer portal which is made available through https://employer.centivo.com and https://client.centivo.com/ (“Employer Portal”), our provider […] (3,930 words, Jan 24, 2025) - [Is your New Year's resolution getting healthier? How your health plan can help - Centivo](/content/is-your-new-years-resolution-getting-healthier/index.html): 79% of Americans make getting healthier their New Year’s goal. However, despite millions of people making healthier resolutions, only about 25% of Americans stay committed after 30 days. Transforming your lifestyle can be a daunting and unrealistic goal and a primary reason why 80% of people are susceptible to the February slump. Instead of setting […] (504 words, Jan 23, 2025) - [The Affordability Cliff: How Employers Can Support Their Most Vulnerable Employees - Centivo](/content/the-affordability-cliff-how-employers-can-support-their-most-vulnerable-employees.html): Since 2013, the average family healthcare premium has increased by 47 percent, reaching an average of $23,968 for family coverage each year. And if that weren’t enough to illustrate how expensive healthcare can be, 1 in 3 Americans cannot afford an unexpected $400 expense, and nearly 1 in 5 U.S. households are in medical debt.  […] (901 words, Jan 16, 2025) - [Centivo Member Story: Suzanne, 64, Never Worries About Her Medical Bills - Centivo](/content/centivo-member-story-suzanne/index.html): As Told to Centivo by Suzanne Hall This story is part of a series of first-person stories from Centivo members about their experiences with Centivo as their health plan. Here, Suzanne talks about how Centivo helped her navigate the healthcare landscape with ease.  As I get older, my health concerns have piled up, demanding more […] (525 words, Nov 20, 2024) - [Accessibility | Centivo](/content/accessibility/index.html): Accessibility Statement Centivo and any other affiliates (collectively, “Centivo”), takes steps to provide for the accessibility and usability of our website, mobile applications, and other digital assets (collectively referred to as our “Services”). Links to Third-Party Content In providing our Services we may link to third-party websites. We cannot control or correct problems with these […] (256 words, Nov 4, 2024) - [Worried About Meeting Your Deductible? Try a Plan That Doesn't Have One - Centivo](/content/worried-about-meeting-your-deductible-try-a-plan-that-doesnt-have-one.html): Deductibles are one of the most common aspects of healthcare, and you’ve likely come across that term when researching health plans. Deductibles can significantly impact your yearly out-of-pocket healthcare expenses, and without a proper understanding of how deductibles work, you may be led to choose a “cheaper” health plan that’ll cost you more money in […] (789 words, Oct 8, 2024) - [Revolutionizing Healthcare—Insights from the Game Changer Symposium - Centivo](/content/revolutionizing-healthcare/index.html): BHCG’s Symposium, Game Changer: BHCG’s Wisconsin Solution, brought together leading voices from across Wisconsin to discuss one of the most pressing issues we battle with: how to fix healthcare. The discussions were bold, the insights were invaluable, and the consensus was clear—the system isn’t working, but together, we have the power to change it.  From […] (619 words, Oct 8, 2024) - [Trying to Pick a Health Plan? What Employees Should Know Going Into Open Enrollment 2024 - Centivo](/content/what-you-should-know-going-into-open-enrollment-2024.html): It’s that time of year again! Open Enrollment – or simply put, the time of year when you can enroll and change your health plan – may feel intimidating with the health plan options available. Overwhelmed? You aren’t alone. In fact, 96% of Americans overestimate their understanding of health insurance, potentially leaving them with analysis […] (847 words, Oct 2, 2024) - [Simplify Open Enrollment: 4 Steps for Success - Centivo](/content/4-steps-to-your-most-successful-open-enrollment-ever.html): Spoiler Alert: Printing glossaries and grids isn’t among them You put so much time and effort into your open enrollment (OE) program. So why are employees still confused and unengaged? All too often, we’ve seen employees mount a search to uncover the “best” plan – as if there is some “best” plan hidden in that […] (1,156 words, Sep 25, 2024) - [The Future of Employer-Sponsored Health Plans: An Expert Panel Discussion - Centivo](/content/the-future-of-employer-sponsored-health-plans-an-expert-panel-discussion.html): In the ever-evolving landscape of healthcare, employer-sponsored health plans play a crucial role in shaping the well-being of employees. It is essential for employers to stay ahead of the curve and explore innovative solutions that not only address the current challenges but also to pave the way for a more sustainable and accessible healthcare system. […] (1,376 words, May 14, 2024) - [Unlocking a Healthier Workforce | Roundtable Transcript](/content/unlocking-healthier-workforce-roundtable-transcript.html): Explore breakthrough insights on reducing healthcare cost and improving employee affordability, access and outcomes. (2,085 words, May 6, 2024) - [Healthcare game changers for 2024 - Centivo](/content/healthcare-game-changers-2024/index.html): We’re only one month into 2024, but it’s already encouraging to be engaged in so many healthcare affordability conversations. Now it’s time to transform those words into actions. The following are a blend of trends, observations and wish-list items that can make 2024 a game-changing year. Equity starts with affordability Health equity and healthcare affordability […] (641 words, Feb 7, 2024) - [Health benefits advisor information | Centivo](/content/for-advisors-ppc/index.html) (517 words, Dec 5, 2023) - [The case for innovative health plans - Centivo](/content/the-case-for-innovative-health-plans/index.html): This article was originally published in the ChartHop newsletter.   The US healthcare industry is failing in its one job – ensuring your people have coverage for the most routine care needs. Many employees fear mountainous debt, even from just one doctor visit or medical test. This is despite the fact that healthcare spending is […] (397 words, Nov 21, 2023) - [Affordability is not the endgame - Centivo](/content/affordability-is-not-the-endgame/index.html): It’s certainly about time: Affordability has once again become a hot-button issue throughout the healthcare industry. There’s an encouraging focus on its criticality to salvaging the American healthcare system. And in recent months, leaders like Aon, Mercer, Deloitte and Willis Towers Watson have reported on safeguarding affordability as a goal unto itself. Though affordability is […] (467 words, Sep 28, 2023) - [Centivo CEO Ashok Subramanian Selected for the BenefitsPRO 2023 LUMINARIES Awards - Centivo](/content/centivo-ceo-ashok-subramanian-selected-for-the-benefitspro-2023-luminaries-awards.html): Buffalo, N.Y. – September 25, 2023 — Ashok Subramanian, Founder and CEO of Centivo, a new type of health plan for self-funded employers that’s anchored around leading providers of value-based care, has been named to BenefitsPRO LUMINARIES Class of 2023 in the category of Industry Impact – Individuals. This recognition celebrates top professionals and organizations […] (474 words, Sep 25, 2023) - [Centivo Named Insurance Employer of the Year In 2023 Stevie Awards For Great Employers - Centivo](/content/centivo-named-insurance-employer-of-the-year-in-2023-stevie-awards-for-great-employers.html): Buffalo, N.Y. – September 19, 2023 – Centivo, a new type of health plan for self-funded employers that’s anchored around leading providers of value-based care, announced today it has been named the Gold Stevie winner in the “Employer of the Year – Insurance” category as part of the eighth annual Stevie® Awards for Great Employers. […] (709 words, Sep 19, 2023) - [Centivo Appoints Dallas Scrip as President, TPA Services, and Chief Delivery Officer - Centivo](/content/centivo-appoints-dallas-scrip-as-chief-delivery-officer.html): Former President of ValueHealth Benefit Administrators Brings 14 Years of Experience in TPA Services to Centivo Buffalo, N.Y. – August 23, 2023 – Centivo, a first-of-its-kind health plan for self-funded employers anchored around leading providers of value-based care, announced today it has hired Dallas Scrip as President, TPA (Third-Party Administrator) Services, and Chief Delivery Officer, […] (558 words, Aug 23, 2023) - [Your Rights and Protections Against Surprise Medical Bills - Centivo](/content/surprise-medical-bills-notice/index.html): When you get emergency care or get treated by a non-contracted provider at a contracted hospital or ambulatory surgical center, you’re protected from surprise billing and balance billing. Healthcare costs you’re responsible for paying When you see a doctor or other healthcare provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or […] (650 words, Aug 18, 2023) - [Centivo Launches Partnership with Door County Medical Center in the Door and Kewaunee Market to Offer Wisconsin Businesses and Employees More Affordable, High-Quality Healthcare - Centivo](/content/centivo-launches-partnership-with-door-county-medical-center.html): Partnership Expands Centivo’s Local Provider Network and Adds New Primary Care and Specialty Services in the State of Wisconsin Buffalo, N.Y. – August 15, 2023 – Centivo, a new type of health plan for self-funded employers that’s anchored around leading providers of value-based care, announced today it has expanded its provider network in Wisconsin with […] (684 words, Aug 15, 2023) - [Introducing the bold new Centivo - Centivo](/content/introducing-the-bold-new-centivo/index.html): From day one, it’s been Centivo’s mission to make healthcare radically affordable in an industry that otherwise feeds on endlessly rising costs. Instead of continuing to simply finance a thoroughly broken system, we have successfully embraced an audacious and contrarian mandate of simultaneously reducing healthcare costs while enriching benefits. We believe it’s time for our […] (325 words, Aug 1, 2023) - [Centivo Media & Press Kits | Centivo](/content/press-kit/index.html): For any press or media inquiries, please send an email to info@centivo.com. (17 words, Jul 31, 2023) - [Member Login | Centivo](/content/member-login/index.html): Are you a current Centivo member? Refer to your Centivo welcome materials to find the URL to log in to your Centivo member portal. (46 words, Jul 31, 2023) - [Transparency in Coverage FAQ | Centivo](/content/tic/index.html): Transparency in Coverage overview In 2020, The Departments (HHS, DOL and Department of Treasury) finalized the “Transparency in Coverage” rule, which requires health insurers and group health plans, including self-funded clients, to provide network and cost-sharing data to consumers in the following forms: 1. Machine-readable rate files, which must be made available to the general […] (1,086 words, Jul 31, 2023) - [New advisor portal – coming this fall! - Centivo](/content/user-login/index.html): For any immediate needs, please reach out to info@centivo.com (15 words, Jul 28, 2023) - [ADA Compliance | Centivo](/content/ada-compliance/index.html): ADA Compliance Statement (Sample) Centivo Corporation (“Centivo,” “we,” “us,” or “our”) is committed to diversity and inclusion, which includes ensuring our current customers and potential customers, regardless of ability, can readily access information about the products and services we promote on our websites. Centivo endeavors to conform to the World Wide Web Consortium’s Web Content […] (240 words, Jul 25, 2023) - [Centivo Launches Partnership with SSM Health in the Fond du Lac Market to Offer Wisconsin Businesses and Employees More Affordable, High-Quality Healthcare - Centivo](/content/centivo-launches-ssm-health-partnership-in-fond-du-lac-market.html): Partnership Brings Additional Primary Care and Specialty Services to Wisconsin and Expands Centivo’s Local Provider Network Buffalo, N.Y. – June 29, 2023 – Centivo, a new type of health plan for self-funded employers that’s anchored around leading providers of value-based care, announced today it has expanded its provider network in Wisconsin with the addition of […] (732 words, Jun 29, 2023) - [Contact Centivo | Employers & Brokers](/content/get-in-touch/index.html): Contact Centivo for employer and broker inquiries about self-funded health plans. Members and providers have dedicated support channels — see links below. (315 words, Jun 20, 2023) - [Careers at Centivo | Join Our Team](/content/working-at-centivo/index.html): Careers at Centivo: explore open positions and join a team transforming employer-sponsored healthcare. View roles across technology, operations, and more., Centivo Jobs (761 words, Jun 20, 2023) - [Centivo Leadership Team | Transforming Healthcare](/content/our-team/index.html): Meet the Centivo leadership team — experienced operators and healthcare innovators building primary-care-centered health plans for self-funded employers. (1,659 words, Jun 20, 2023) - [Our Story | Why Centivo Exists](/content/our-story/index.html): Learn why Centivo exists: we were built to fix a broken system with a primary-care-centered health plan that lowers costs for employers and their workforces. (445 words, Jun 20, 2023) - [Centivo Provider Portal & Support | Eligibility, Claims](/content/for-providers/index.html): Centivo provider portal: verify eligibility, submit claims, and get administrative support at essentials.availity.com. Contact providers@centivo.com for help. (552 words, Jun 20, 2023) - [Self-Funded Health Plans for Brokers & Advisors | Centivo](/content/for-advisors/index.html): Self-funded health plans for brokers and advisors. Evaluation framework, proof points, and implementation support to help your clients save ~15-30%. (844 words, Jun 20, 2023) - [Centivo Employee Health Plan | Free Primary Care, No Deductibles](/content/for-members/index.html): Centivo employee health plan: free primary care, no deductibles, and predictable copays. Learn how a primary care-centered plan can actually work for you. (872 words, Jun 20, 2023) - [Self-Funded Health Plans for Employers 50–3,000 | Centivo](/content/for-employers/index.html): Self-funded health plans for employers of 50–3,000. Save ~15-30% with $0 primary care and curated networks. Serving WI, TX, FL, NY, WA and more. (1,222 words, Jun 20, 2023) - [Centivo Partnership with the Business Health Care Group Reports More Effective Utilization of Health Benefits, Leading to 23 to 36 Percent Cost Savings for Employers and Health Plan Members - Centivo](/content/centivo-partnership-with-the-business-health-care-group-reports-more-effective-utilization-of-health-benefits-2.html): Wisconsin-Based Members Using Centivo Visited Primary Care and Specialty Physicians More and Experienced Fewer ER and Inpatient Visits Than Industry Benchmarks Buffalo, N.Y., and Milwaukee, Wis. – March 9, 2023 – Centivo (“the Company”), a new type of health plan for self-funded employers anchored around leading providers of value-based care, and the Business Health Care […] (836 words, Mar 9, 2023) - [Primary care is powerful – when patients can afford to use it - Centivo](/content/primary-care-is-powerful-when-patients-can-afford-to-use-it.html): By now, this is not breaking news: Primary care has the power to improve patient outcomes and lower costs. Providers, payers, employers and the healthcare community have agreed on the facts for years – increased primary care spend is associated with less downstream care as well as fewer emergency department visits and total hospitalizations. A […] (572 words, Feb 24, 2023) - [Terms and Conditions | Centivo](/content/terms-and-conditions/index.html): Last Updated:    June 30, 2026 Centivo Corporation (“Centivo”) has created the following Terms & Conditions of Use (“Terms & Conditions”) to apply to users and clients of this website our employer portal at employer.centivo.com and client.centivo.com (“Employer Portal”), our provider portal at provider.centivo.com (“Provider Portal”), our referral portal at  referrals.centivo.com (“Referral Portal”), our pre-enrollment […] (5,196 words, Feb 17, 2023) - [Privacy Policy | Centivo](/content/privacy-policy/index.html): Updated: June 30, 2026 GENERAL INFORMATION Centivo Corporation (“Centivo,” “We,” “Us,” or “Our”) has created this Privacy Notice to apply to all users and clients of this website  located at https://www.centivo.com (the “Site”),  our Centivo Pre-Enrollment sites (“Pre-Enrollment sites”), our employer portal at https://employer.centivo.com (“Employer Portal”), our provider portal at https://provider.centivo.com (“Provider Portal”),  our member portal at https://my.centivo.com (“Member Portal”), […] (5,923 words, Feb 17, 2023) - [Centivo’s 2022 Healthcare Spend Analysis Reveals 21 to 33 Percent Cost Savings for Employers - Centivo](/content/centivo-2022-healthcare-spend-analysis-reveals-21-to-33-percent-cost-savings-for-employers.html): Employees Using Centivo Also Visited Primary Care Physicians More and Experienced Fewer Emergency and Inpatient Visits Than Industry Benchmarks   Buffalo, NY, January 23, 2023 – Centivo, a new type of health plan for self-funded employers anchored around pre-eminent providers of value-based care, today announced key findings from its 2022 healthcare spend analysis derived from […] (551 words, Jan 23, 2023) - [Centivo to Present at the 41st Annual J.P. Morgan Healthcare Conference - Centivo](/content/centivo-to-present-at-annual-jpmorgan-healthcare-conference.html):   Buffalo, NY, December 27, 2022 – Centivo, a new type of health plan for self-funded employers anchored around pre-eminent providers of value-based care, today announced that Ashok Subramanian, Centivo Founder & CEO, will be presenting at the 41st Annual J.P. Morgan Healthcare Conference taking place January 9-12, 2023 in San Francisco, CA. Ashok will […] (213 words, Dec 27, 2022) - [Four key attributes that add up to great virtual primary care - Centivo](/content/four-keys-to-great-virtual-primary-care/index.html): In my last blog post I described the brisk emergence of virtual primary care and explained what it is, and what it isn’t, in comparison to traditional telemedicine. Virtual primary care is a convenient, accessible and cost-saving alternative to in-person primary care within employer-sponsored health plans. Since that last blog post, there’s been little slowdown […] (1,017 words, Dec 20, 2022) - [Centivo’s Virtual Primary Care practice receives NCQA Patient-Centered Medical Home Recognition - Centivo](/content/centivo-virtual-primary-care-receives-ncqa-recognition.html):   November 15, 2022, Las Vegas, Nevada – Centivo, a new type of health plan for self-funded employers anchored around leading providers of value-based care, announced at HLTH today that its Virtual Primary Care practice has received Patient-Centered Medical Home (PCMH) Recognition by the National Committee for Quality Assurance (NCQA). More than 10,000 practices (with […] (634 words, Nov 15, 2022) - [Enrique Olivares joins Centivo as Chief Technology Officer  - Centivo](/content/enrique-olivares-joins-centivo-as-chief-technology-officer.html):   Buffalo, NY, November 8, 2022 – Centivo, a new type of health plan for self-funded employers anchored around pre-eminent providers of value-based care, announced today that Enrique Olivares has joined the firm as Chief Technology Officer. In this role, Enrique will lead the IT organization, responsible for all technology functions and initiatives across the […] (378 words, Nov 8, 2022) - [Jim Gallagher joins Centivo as Chief Marketing Officer  - Centivo](/content/jim-gallagher-joins-centivo-as-chief-marketing-officer.html): Buffalo, NY, October 18, 2022 – Centivo, a new type of health plan for self-funded employers anchored around pre-eminent providers of value-based care, announced today that Jim Gallagher has joined the firm as Chief Marketing Officer, a new position. In this role, Jim will assume leadership responsibility for all marketing and sales operations functions. He […] (407 words, Oct 18, 2022) - [Can you afford to pay for healthcare you can’t afford?  - Centivo](/content/can-you-afford-to-pay-for-healthcare-you-cant-afford.html): With rising inflation, the cost of just about everything is going up – including how much you pay for healthcare through your company plan. One way you might have tried to manage costs during these tough financial times is to choose the lowest-premium health plan. This way, you pay the least amount for healthcare coverage […] (333 words, Oct 18, 2022) - [Note to self: 4 reasons to consider self-funding  - Centivo](/content/note-to-self-4-reasons-to-consider-self-funding-2/index.html): If you’re an employer offering a fully-insured health plan, you know renewal season can be full of surprises – and not usually welcome ones. With no clear claims data to justify ever-rising rates, it may seem there’s little you can do to lower your premium, even if you believe your plan had good outcomes. What […] (1,190 words, Oct 11, 2022) - [Curing the healthcare affordability crisis infecting employer-sponsored health plans - Centivo](/content/curing-the-healthcare-affordability-crisis-infecting-employer-sponsored-health-plans.html): Centivo’s latest eBook “How healthy is your health plan?” offers a seven-point checkup for evaluating affordability, access and quality. For those of us demoralized by the torrent of research demonstrating just how broken so many aspects of the US health system are, this checkup is a reminder that there are ‘cures’ in the marketplace today […] (531 words, Sep 6, 2022) - [Three strong signals: Morgan Health’s investment in Centivo  - Centivo](/content/three-strong-signals-morgan-healths-investment-in-centivo.html): Anyone paying attention to the healthcare industry lately knows that Morgan Health, a business unit of JPMorgan Chase, has recently become a $30 million investor in Centivo. For my first Centivo blog since joining the firm in late March of 2022, I would like to reflect on the important signals this investment sends the healthcare […] (1,285 words, Aug 30, 2022) - [Transparent PBMs and jumbo shrimp - Centivo](/content/transparent-pbms-and-jumbo-shrimp/index.html): A Q&A between Ashok Subramanian, CEO at Centivo, and Joe Murad, CEO at WithMe Health.  WithMe Health serves as a preferred Pharmacy Benefit Manager (PBM) partner for Centivo due to its emphasis on price transparency, no ‘spread’ pricing, and medication guidance that addresses utilization in addition to unit price.    Ashok Subramanian (AS) – Hello, […] (1,157 words, Aug 24, 2022) - [Debunking 4 common myths blocking the path to affordable quality healthcare - Centivo](/content/4-myths/index.html): America is in the midst of a healthcare affordability crisis – and not just for the uninsured. According to the Kaiser Family Foundation, the average single deductible for health insurance in 2020 was $1,945, with the average family deductible nearing $4,000. Yet about half of the families in America have only $400 set aside to […] (861 words, Aug 16, 2022) - [Five Reasons Virtual Primary Care is Going Viral - Centivo](/content/five-reasons-virtual-primary-care-is-going-viral/index.html): The pandemic gave us more reasons, and more options, to see doctors online. In fact, in 34 percent of households in 2021, telehealth was the only option for seeing a provider. And much like the necessity of remote work proved its potential to employers, telemedicine took hold as a convenient, safe and effective approach to […] (878 words, Aug 1, 2022) - [Centivo names Jim Foreman Chairman of the Board of Directors - Centivo](/content/centivo-names-jim-foreman-chairman-of-the-board-of-directors.html): Buffalo, NY, July 27, 2022 – Centivo, a new type of health plan for self-funded employers anchored around leading providers of value-based care, announced today that Jim Foreman will now serve as Chairman of the Board of Directors, a new position. In this capacity, Jim will lead all Centivo Board activities in close collaboration with […] (418 words, Jul 27, 2022) - [Morgan Health Announces New Investment in Centivo - Centivo](/content/morgan-health-announces-new-investment-in-centivo/index.html): Latest strategic investment designed to scale affordable, accountable care-centered benefit options in the self-funded employer market   Washington, D.C., July 19, 2022 – Morgan Health, the JPMorgan Chase & Co. (NYSE: JPM) business unit focused on improving the quality, equity and affordability of employer-sponsored health care, announced a $30 million investment in Centivo, an innovative […] (786 words, Jul 19, 2022) - [Health plans designed with DEI in mind: 4 strategies for offering a more inclusive benefit - Centivo](/content/health-plans-designed-with-dei-in-mind-4-strategies-for-offering-a-more-inclusive-benefit.html): Racial and ethnic disparities continue to defy what we expect from our healthcare system. Black and American Indian/Alaska Native people live fewer years, on average, than white people – and are dying from treatable conditions. Minority communities are at a higher risk for chronic, manageable health conditions like asthma, diabetes, heart disease and hypertension, but […] (680 words, May 12, 2022) - [Medical debt reform is just one piece of a larger affordability puzzle - Centivo](/content/medical-debt-reform-is-just-one-piece-of-a-larger-affordability-puzzle.html): By now I am sure you have seen the media coverage surrounding the White House initiative on medical debt reform, led by Vice President Kamala Harris. As with many executive branch initiatives, this program is really a call to several agencies and departments to act. One of the key departments involved, for obvious reasons, is […] (536 words, Apr 14, 2022) - [Nearly 75% of employees will swap health insurance plan features for significant savings, Centivo survey reveals - Centivo](/content/nearly-75-of-employees-will-swap-health-insurance-plan-features-for-significant-savings-centivo-survey-reveals.html): Buffalo, NY, March 16, 2022 – A recent Centivo survey of employees with employer-sponsored health insurance demonstrated just how willing employees are to modify core plan features if these “tradeoffs” translate into better healthcare affordability. In fact, nearly three quarters (73%) of survey respondents say they would do so if they realized savings of 10-30% […] (562 words, Mar 16, 2022) - [Survey puts an end to the ‘no-tradeoffs’ myth about employer-sponsored health plans - Centivo](/content/survey-puts-an-end-to-the-no-tradeoffs-myth-about-employer-sponsored-health-plans.html): If you are a health benefits broker, you’ve heard this argument from the human resources professionals you serve. Employees with employer-sponsored health plans, they say, refuse to consider any plan that limits their choices. That to even suggest – or ask for – plans that limit options in the hopes of better cost control are […] (665 words, Mar 16, 2022) - [Data as currency in healthcare – there is a right and wrong way - Centivo](/content/data-as-currency-in-healthcare-there-is-a-right-and-wrong-way.html): I am honored and excited to be the first ‘guest blogger’ for Centivo.   As a longtime advisor to the senior leadership team at Centivo, I am energized by the mission and success of the company in restoring healthcare affordability and improving the delivery of healthcare for both employers and their employees.   A mega-trend […] (741 words, Mar 7, 2022) - [America’s healthcare affordability crisis: Voices behind the numbers   - Centivo](/content/americas-healthcare-affordability-crisis-voices-behind-the-numbers.html): If the healthcare affordability crisis is the painful financial infection slowing the average US worker, then the Centivo Healthcare and Financial Sacrifices Survey, 2021 exposes the wound in full.   Maybe you’ve seen some of the more alarming survey findings from a press release we just issued. It features troubling statistics about financial sacrifices caused by […] (681 words, Feb 8, 2022) - [Centivo survey reveals devastating toll of the healthcare affordability crisis on US workers  - Centivo](/content/centivo-survey-reveals-devastating-toll-of-the-healthcare-affordability-crisis-on-us-workers.html): Buffalo, NY, February 8, 2022– A recent Centivo survey of employees with employer-sponsored health insurance revealed that the healthcare affordability crisis is having a detrimental impact on overall financial wellbeing and behaviors. In fact, nearly three in five (59%) survey respondents say they had to make financial sacrifices due to significant medical expenses over the […] (632 words, Feb 8, 2022) - [The BHCG Physician Value Study is a game changer – here’s why - Centivo](/content/the-bhcg-physician-value-study-is-a-game-changer/index.html): I hope you got a chance to watch the launch of the 2nd annual Physician Value Study with the Business Health Care Group (BHCG). If not, here’s a link. You will hear from Jeff Kluever, the fearless leader of BHCG; Dave Ostendorf, Centivo’s chief actuary; Dana Richardson, CEO of the Wisconsin Health Information Organization (WHIO) […] (864 words, Jan 12, 2022) - [Employers, please ask yourselves: Is your health plan itself driving your employees’ need for more mental health services? - Centivo](/content/employers-please-ask-yourselves-is-your-health-plan-itself-driving-your-employees-need-for-more-mental-health-services-2.html): Centivo’s survey shows that the costs associated with healthcare are significant stress factors in the troublesome state of employee mental health.   The COVID-19 pandemic has shined a light on mental and behavioral health in the workplace as never before. To meet demand, employers are rapidly expanding access to mental health services. Ironically, their health […] (916 words, Nov 30, 2021) - [One in four workers experiencing significant medical expenses report major mental health impacts - Centivo](/content/one-in-four-workers-experiencing-significant-medical-expenses-report-major-mental-health-impacts.html): Buffalo, NY, November 30, 2021– A recent Centivo survey of employees with employer-sponsored health insurance asked respondents if they had incurred significant medical expenses in the past two years. The disturbing answer: more than one quarter (27%) who did say those expenses had a major impact on their mental health, while 16% indicated they had […] (589 words, Nov 30, 2021) - [Centivo launches integrated virtual advanced primary care offering - Centivo](/content/centivo-launches-integrated-virtual-advanced-primary-care-offering.html): Washington DC, November 8, 2021 – Centivo, a new type of health plan for self-funded employers anchored around leading providers of value-based care, announced today from the National Alliance of Healthcare Purchaser Coalitions (“National Alliance”) Annual Forum in Washington D.C. the launch of its integrated virtual advanced primary care (VPC) offering. Centivo VPC is fully […] (706 words, Nov 8, 2021) - [Attention employers and brokers – 3 key CAA price transparency rules to watch - Centivo](/content/3-key-caa-price-transparency-rules-to-watch/index.html): In late August, several federal agencies answered another set of frequently asked questions (FAQs) about how the pricing transparency requirements of the Consolidated Appropriations Act (CAA) are expected to work.   The FAQs acknowledge confusion about mandates and deadlines written into the CAA, passed in December 2020, that seem to overlap with rules found in […] (1,131 words, Oct 28, 2021) - [Centivo Named by Blackstone’s Equity Healthcare as a Preferred Health Plan Offering for its Portfolio Companies - Centivo](/content/centivo-named-by-blackstones-equity-healthcare-as-a-preferred-health-plan-offering-for-its-portfolio-companies.html): Buffalo, October 12, 2021 – Centivo, a new health plan for self-funded employers anchored around leading providers of value-based care, announced today that it has been named as a preferred health plan offering by Equity Healthcare, the healthcare management division within Blackstone’s Portfolio Operations Team. The plan is available now for Portfolio Companies with a […] (562 words, Oct 12, 2021) - [Centivo raises $51 million as more employers seek affordable, quality healthcare for their employees - Centivo](/content/centivo-raises-51-million-as-more-employers-seek-affordable-quality-healthcare-for-their-employees.html): Buffalo, NY, September 22, 2021 – Centivo, a new health plan for self-funded employers that is anchored around leading providers of value-based care, announced today that it has raised an additional $51 million in funding, less than 10 months after its previous round. These funds will support Centivo’s rapid growth and expansion amid increased demand […] (817 words, Sep 22, 2021) - [Centivo honored as 2021 Gold Stevie® Awards Winner for Great Employers - Centivo](/content/centivo-honored-as-2021-gold-stevie-awards-winner-for-great-employers.html): Buffalo, New York – September 1, 2021 – Centivo, a new type of health plan for self-funded employers that is anchored around leading providers of value-based care, has been named winner of the Gold Stevie® Award for Health, Wellness, and Safety Solution Provider of the Year as part of the sixth annual Stevie Awards for Great Employers. The Stevie Awards for […] (596 words, Sep 1, 2021) - [The New York Times shines a bright light on healthcare pricing – what should we all see? - Centivo](/content/the-new-york-times-shines-a-bright-light-on-healthcare-pricing-what-should-we-all-see-2.html): The recent article in TheUpshot column of The New York Times contained the headline that many of us in the healthcare transformation club have been waiting for:   “Hospitals and Insurers Didn’t Want You to See These Prices. Here’s Why.”   Given the requirement that hospitals now publicly disclose their rates, the NYT paired up […] (1,119 words, Aug 25, 2021) - [A new twist added to yet another report on the dire state of primary care: How to fix it - Centivo](/content/a-new-twist-added-to-yet-another-report-on-the-dire-state-of-primary-care-how-to-fix-it.html): This spring, a gauntlet landed at the feet of healthcare experts.   Implementing High-Quality Primary Care: Rebuilding the Foundation of Health Care, a 450-page report by the prestigious National Academies of Sciences, Engineering and Medicine (NASEM), doesn’t simply gather the mountains of data that reveal the gaping accessibility and affordability problems of the US healthcare […] (1,281 words, Aug 3, 2021) - [Centivo acquires assets from Apostrophe, Inc. - Centivo](/content/centivo-acquires-assets-from-apostrophe/index.html): Buffalo, NY, June 23, 2021 – Centivo, a health plan for self-funded employers anchored around leading providers of value-based care, announced today that it has acquired certain assets, including select client and healthcare provider relationships and intellectual property, from Apostrophe Inc., a Denver-based health benefits platform and third-party administrator, effective immediately. By acquiring these assets […] (332 words, Jun 23, 2021) - [Decisions, decisions: How brokers can help build a health plan that employees really want - Centivo](/content/decisions-decisions-how-brokers-can-help-build-a-health-plan-that-employees-really-want.html): Benefits brokers can do self-funded employers a tremendous service by understanding who their employees are – and how they see the world.   Benefits brokers who focus exclusively on the health plan needs of a self-funded employer’s management team are missing a massive opportunity to truly serve their clients.    This focus is not solely […] (1,125 words, Jun 18, 2021) - [High deductibles are bad for our health. What’s the remedy? - Centivo](/content/high-deductibles-are-bad-for-our-health-whats-the-remedy.html): Let’s be honest; if you have a health plan with an $11,000 family deductible, you are functionally uninsured. How so? Let’s do the math. If most Americans have about $400 saved, that’s a $10,600 gap that only the wealthiest among us have socked away. FSAs and HSAs can help, but only if you have the […] (644 words, May 12, 2021) - [Centivo named by BHCG as health plan offering for employers in Eastern Wisconsin - Centivo](/content/centivo-named-by-bhcg-as-health-plan-offering-for-employers-in-eastern-wisconsin.html): Milwaukee and Buffalo, May 11, 2021 – The Business Health Care Group (BHCG), a coalition of employers primarily located throughout eastern Wisconsin, announced today a new partnership with Centivo. Centivo offers a new primary care-centered health plan, built to provide employers and their employees an affordable, financially sustainable alternative to plans offered by traditional insurance […] (803 words, May 11, 2021) - [Centivo launches new health plan for self-funded employers in Iowa utilizing Incirca Health Network, powered by MercyOne - Centivo](/content/centivo-launches-new-health-plan-for-self-funded-employers-in-iowa.html): New York and Des Moines, May 4, 2021 – Centivo, a new type of health plan which is built to save 15 percent or more compared with plans offered by traditional insurance carriers, announced today it will enter the Iowa market via a partnership with MercyOne, one of the state’s largest providers of health and […] (510 words, May 4, 2021) - [Centivo expands its health plan into Connecticut - Centivo](/content/centivo-expands-its-health-plan-into-connecticut/index.html): Expansion offers businesses and employees greater options for affordable, high-quality healthcare NEW YORK, February 22, 2021 – Centivo, a new type of virtual Accountable Care Organization (ACO) health plan that’s built to save 15% or more compared to traditional insurance carriers, announced today that it has entered the Connecticut market in partnership with five health […] (539 words, Feb 22, 2021) - [Haven didn’t succeed, but join the healthcare revolution that’s already underway - Centivo](/content/haven-didnt-succeed-but-join-the-healthcare-revolution-thats-already-underway.html): There have already been plenty of ‘takes’ about Haven’s demise. But I don’t think one has been told enough – which is that (1) the problems in healthcare aren’t going away, (2) shame on us if we just throw up our hands and walk away from the real-life challenges facing millions of Americans, and (3) that […] (1,606 words, Jan 14, 2021) - [Centivo expands health partnerships in New York and New Jersey - Centivo](/content/centivo-expands-health-partnerships-in-new-york-and-new-jersey.html): New providers will bring affordable healthcare to more businesses and employees NEW YORK, January 12, 2021 – Centivo, a new type of health plan solution that’s built to save 15% or more compared to traditional insurance carriers, announced today that it has expanded its provider networks in New York and New Jersey. The new health […] (563 words, Jan 12, 2021) - [Centivo raises $34 million in series B round to help employers deliver affordable, high-quality healthcare to their employees - Centivo](/content/centivo-raises-34-million-in-series-b-round-to-help-employers-deliver-affordable-high-quality-healthcare-to-their-employees.html): New Funding to Fuel Market Expansion and Scale Operations NEW YORK; December 7, 2020 – Centivo, a new type of digital health plan that is built to save 15% or more compared with traditional insurance carriers and is easy to use for employers and employees, announced today that it has raised $34 million in Series […] (696 words, Dec 7, 2020) - [Recognizing the importance of primary care providers ⁠— and paying them accordingly ⁠— would improve our health care system - Centivo](/content/recognizing-the-importance-of-primary-care-providers-and-paying-them-accordingly-would-improve-our-health-care-system.html): It’s no coincidence that nine of the 10 best-selling NHL player jerseys are worn by forwards: fans love the guys who score the goals. But defensemen, despite their relative unpopularity, are essential to victory: their vantage point allows them to see plays as they develop, they are vocal leaders directing their team’s adjustments, and they are responsible […] (620 words, Oct 15, 2020) - [The costs of health services vary greatly. Businesses need a partner to help them find value. - Centivo](/content/the-costs-of-health-services-vary-greatly-businesses-need-a-partner-to-help-them-find-value-2.html): Among the best evidence that our health care system is broken is the fact that providers bill wildly different amounts for treating something as minor as a cut: at one hospital it can set you back the price of an iPad; at another it’s more than the cost of two Peloton bikes. In fact, emergency […] (670 words, Oct 5, 2020) - [Centivo named a winner in the 2020 Fierce Innovation Awards - Centivo](/content/centivo-named-a-winner-in-the-2020-fierce-innovation-awards.html): Centivo’s health plan solution recognized in the Population Health Management/Patient Engagement category NEW YORK; September 14, 2020 – Centivo announced today that it has been selected as a winner in the Fierce Innovation Awards – Healthcare Edition 2020, a peer reviewed awards program from the publisher of Fierce Healthcare. The competition highlights companies that demonstrated […] (552 words, Sep 14, 2020) - [Catholic Health Services of Long Island joins Centivo network - Centivo](/content/catholic-health-services-of-long-island-joins-centivo-network.html): New collaboration will bring affordable health care to more businesses and employees in Nassau and Suffolk counties NEW YORK; July 29, 2020 – Centivo, a new type of health plan solution that’s built to save 15 percent or more compared to traditional insurance carriers, announced today that it has contracted with Catholic Health Services of […] (796 words, Jul 29, 2020) - [Experts agree: Tailored provider networks can reduce costs and improve experience - Centivo](/content/experts-agree-tailored-provider-networks-can-reduce-costs-and-improve-experience.html): It doesn’t take a health policy analyst to recognize that our health care system isn’t working for the average American worker. One of the biggest causes behind this systemic failure is the financial barrier between doctors and patients – with rising deductibles often in the order of $3,000 and up, patients often simply cannot pay […] (855 words, Jul 7, 2020) - [Centivo names Stephanie Argentine Chief People Officer - Centivo](/content/centivo-names-stephanie-argentine-chief-people-officer.html): Argentine to head human resources at Centivo amid market expansion NEW YORK; June 30, 2020 – Centivo, a new type of health plan solution that’s built to save 15 percent or more compared to traditional insurance carriers, announced today the addition of Stephanie Argentine as Chief People Officer. Stephanie will drive the expansion of Centivo’s […] (534 words, Jun 30, 2020) - [A new, affordable health plan solution for New Yorkers - Centivo](/content/centivo-launches-new-health-plan-solution-2-2/index.html): Christopher Hoffman, a 25-year-old New Yorker, developed some common symptoms of COVID-19 in early March: a dry cough, lost sense of smell, and difficulty breathing. He went to urgent care, where he was eventually diagnosed with pneumonia. Since he didn’t have a fever at the time, he wasn’t tested for coronavirus. Just one week later, […] (678 words, May 19, 2020) - [Our health care system is broken. It can be fixed. - Centivo](/content/centivo-launches-new-health-plan-solution-2/index.html): If insanity is the act of doing the same thing over and over again and expecting different results, our health care system is insane.   This madness is more apparent than ever in light of the COVID-19 pandemic. Small businesses that thrived just weeks ago are now facing an existential crisis, and those that somehow […] (819 words, Apr 20, 2020) - [Centivo launches new health plan solution - Centivo](/content/centivo-launches-new-health-plan-solution/index.html): Low-cost, primary care-centered health plan available to employers in New York City, Orlando, and Jacksonville NEW YORK; April 9, 2020 – Centivo today launched its new self-funded health plan solution, which is built to save 15 percent or more compared to traditional health plans and is easy to use for the employer and the employee. […] (876 words, Apr 9, 2020) - [Centivo names Gillian Printon as Head of National Accounts - Centivo](/content/centivo-names-gillian-printon-as-head-of-national-accounts.html): New York; July 9, 2019 – Centivo, a new type of self-funded health plan administrator, announced today the addition of Gillian Printon as Head of National Accounts. Gillian will drive the continued growth of Centivo’s large employer group client base, and share Centivo’s mission to bring cost sustainability to employers and affordable, high-quality healthcare to working […] (501 words, Jul 9, 2019) - [Centivo rounds out leadership team to prepare for expansion - Centivo](/content/centivo-rounds-out-leadership-team-to-prepare-for-expansion.html): Key Industry Players Join in a Collaborative Effort to Change the Healthcare Industry Through New Health Plan Model Offering Affordability and Quality New York; February 27, 2019 – Centivo, a new type of self-funded health plan administrator, announced today the addition of four senior leaders. This move readies the company to successfully execute on its mission […] (805 words, Feb 28, 2019) - [Centivo, a New Type of Health Plan, Raises $34 Million in Series A Funding - Centivo](/content/centivo-a-new-type-of-health-plan-raises-34-million-in-series-a-funding.html): Next Generation Self-Funded Health Plan Launched to Help Employers Deliver Affordable, Sustainable Healthcare for Their Employees New York; July 18, 2018 – Centivo, a new type of self-funded health plan, has raised $34 million in Series A funding.  The capital will be deployed to build the company’s technology and infrastructure, develop local partnerships, and support market […] (624 words, Jul 19, 2018) ## Listings & Categories - [Blog Archives - Page 5 of 6 - Centivo](/content/category/blog/page/5/index.html) (205 words) - [Press Archives - Page 7 of 10 - Centivo](/content/category/press/page/7/index.html) (189 words) - [Press Archives - Page 9 of 10 - Centivo](/content/category/press/page/9/index.html) (160 words) - [Press Archives - Page 6 of 10 - Centivo](/content/category/press/page/6/index.html) (162 words) - [Blog Archives - Page 6 of 6 - Centivo](/content/category/blog/page/6/index.html) (119 words) - [Press Archives - Page 5 of 10 - Centivo](/content/category/press/page/5/index.html) (172 words) - [Press Archives - Page 10 of 10 - Centivo](/content/category/press/page/10/index.html) (112 words) - [Blog Archives - Page 2 of 6 - Centivo](/content/category/blog/page/2/index.html) (143 words) - [Blog Archives - Page 4 of 6 - Centivo](/content/category/blog/page/4/index.html) (139 words) - [Press Archives - Page 3 of 10 - Centivo](/content/category/press/page/3/index.html) (133 words) - [Blog Archives - Page 3 of 6 - Centivo](/content/category/blog/page/3/index.html) (127 words) - [Press Archives - Page 2 of 10 - Centivo](/content/category/press/page/2/index.html) (158 words) - [Press Archives - Page 8 of 10 - Centivo](/content/category/press/page/8/index.html) (128 words) - [Press Archives - Page 4 of 10 - Centivo](/content/category/press/page/4/index.html) (103 words) - [Blog Archives - Centivo](/content/category/blog/index.html) (150 words) - [Press Archives - Centivo](/content/category/press/index.html) (154 words) - [Resources Archives - Centivo](/content/category/resources/index.html) (121 words) - [Uncategorized Archives - Centivo](/content/category/uncategorized/index.html) (72 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/robots.txt): Crawler directives